The Rajasthan High Court at Jaipur has allowed S.B. Civil Writ Petition No.5477/2026 filed by M/s Mr. Mobile, a proprietorship firm through its owner Nitin Chandani, aged about 27 years, resident of Mansarovar, Jaipur. Justice Anuroop Singhi directed the respondent HDFC Bank to de-freeze the petitioner’s firm bank account bearing No.50200099150260, maintained at its Ground Floor, 69-399, Madhyam Marg, Mansarovar Branch, Jaipur, positively within three days of submission of a certified copy of the order. The Court held that merely because a certain disputed amount of Rs.1,77,758.39 had been credited to the petitioner’s account in an alleged fraudulent transaction, the act of freezing the entire bank account and imposing a complete restriction on banking transactions at this stage would seriously prejudice the rights of the petitioner. At most, the bank can keep a lien only on the amount to the extent it relates to the alleged fraudulent transaction(s) credited in the petitioner’s bank account.
The petitioner submitted that he had never misused the aforesaid bank account for the purpose of illegal transactions and had not committed any cyber crime. He stated that he had no relation whatsoever to the alleged fraudulent transaction(s) and was ready and willing to co-operate fully with the investigating agencies and appear before the bank authorities and the investigating agencies as and when called upon. He prayed that while the disputed amount which had been received in his account may remain frozen, the amount other than the disputed amount may kindly be allowed to be withdrawn and he may be allowed to operate and carry out banking transactions from the said bank account.
Learned counsel for the respondent Bank submitted that the disputed amount credited in the petitioner’s account was Rs.1,77,758.39 and the bank account had been frozen strictly in compliance of financial cyber fraud complaint(s). It was further submitted that the petitioner may be directed not to discontinue the bank account until the investigation is completed or the criminal case is decided. Learned counsel for the respondent State submitted that as the petitioner is the beneficiary of an amount involved in a financial cyber fraud complaint and the investigation is undergoing, no interference is called for at this stage.
After hearing learned counsel for the parties, the Court was of the considered view that merely because a certain amount had been transferred to the petitioner’s bank account in an alleged fraudulent transaction, the act of freezing the entire bank account and imposing complete restriction on banking transactions at this stage would seriously prejudice the rights of the petitioner. The Court directed that the respondent Bank shall de-freeze the bank account within three days and the petitioner may be allowed to operate and carry out banking transactions in the said bank account over and above the disputed amount, in accordance with law. However, the disputed amount of Rs.1,77,758.39 which had been credited in the petitioner’s bank account in connection with the alleged fraudulent transaction(s) shall remain frozen.
The Court further directed that the petitioner shall co-operate with the Bank Authorities and the Investigating Agencies and will appear before them as and when required. The petitioner shall not close or discontinue the bank account till the Investigating Agencies and Bank Authorities permit the petitioner to do so. If the involvement of the petitioner is found in any illegal transaction(s), the petitioner shall be liable to pay the amount involved in the aforesaid illegal transaction and will face inquiry/investigation as per law. The petitioner shall ensure that all the compliances required for maintaining and operating his bank account with the respondent Bank are duly complied with. The Court clarified that the order had been passed only in the context of de-freezing of the bank account of the petitioner and in no manner is to be construed as any determination with respect to the merits of the financial cyber fraud complaint under question.
Pending application(s), if any, shall stand disposed of accordingly.
Case Title: M/s Mr. Mobile v. State of Rajasthan and Others
Case No.: S.B. Civil Writ Petition No.5477/2026
Date of Order: 15 April 2026
Coram: Hon’ble Mr. Justice Anuroop Singhi
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